Budget Tracker
Stop guessing where your money went. Log your income and expenses, set monthly targets, and finally see your full financial picture — month by month and year by year.
Sound familiar?
Budgeting fails when you can't see the full picture
You have no idea where your money went
You earn a decent income but the month ends and there's almost nothing left. You couldn't name where it all went if someone asked.
You budget once and give up by week two
You've tried budgeting apps, spreadsheets, even pen and paper. Nothing sticks because none of it shows you the full picture clearly.
You're reacting to your money instead of planning it
You find out you overspent on food or subscriptions after the fact — not in time to do anything about it.
See it in action
Watch how it works
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Simple by design
Up and running in under 5 minutes
Log your transactions
Go to the Transactions tab. Fill in the date, description, category, type, and amount. Takes less than 30 seconds per entry.
Set your budget targets
On the Dashboard, enter your monthly spending target for each category. The tool compares actuals against your targets automatically.
Pick a month and review
Use the month dropdown on the Dashboard to jump to any month. See exactly what came in, what went out, and whether you're on track.
What's inside
Built to give you clarity, not complexity
One place to log every dollar in and out
Log income and expenses by date, category, and type. 5 income categories and 28 expense categories across 8 groups — everything organized with a dropdown so there's no free-typing mess.
Your monthly budget vs. actual, at a glance
Select any month from the dropdown and instantly see your total income, total expenses, net surplus or deficit, and a full breakdown by category. Set budget targets and the tool flags Over Budget in red, On Track in green, or Under Budget in teal.
See your full year side by side
All 12 months displayed together — income, expenses, and net surplus/deficit for each. Switch years by typing a new year and the entire summary updates automatically. Two built-in charts let you visualize your annual patterns.
No bank connections. No data sharing. Ever.
Your numbers never leave your device. No app login, no subscription, no syncing. Just a spreadsheet that works in Excel or Google Sheets — completely offline if you want.
Simple pricing
One flat price. Yours to keep.
Most budgeting apps charge $8–$15 per month and still want access to your bank account. The Budget Tracker is a one-time purchase — no recurring fees, no logins, no data sharing.
One-time payment · No subscription · Instant download
This tool is for educational purposes only and does not constitute financial advice. Results depend on your individual financial situation.